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Wavering about Rental Car Waivers?
Okay, it's not a life-changing, existential decision. It's not going to change the color of your hair or your outlook for future happiness. But deciding whether or not to accept the rental car "waivers" when they're offered is a question most of us will be asked many times in our lives and the way we respond to it can be the difference between, well, the difference between a cheese sandwich and a filet mignon. And I don't know about you, but, as for me, I'll take the steak.

Giving Cash Away
If you're like most of us, you don't take $20 bills and throw them off a tall bridge into the river. Yet when many Americans step up to the car rental counter, they do the equivalent of just that. Confronted with the arcane concept of rental car "waivers," they act like the proverbial moose in the headlamps, first freezing and then bolting the wrong way. While many of us possess the financial sophistication to plan for our retirement, pick the occasional hot stock, and actually get our bills paid on time, when it comes to rental waivers, we seem to have all the savvy of a blubbering five-month-old. It doesn't have to be that way.

Rental Car Sticker Shock
You've booked your reservation ahead of time so you know a shiny Chevrolet Cobalt is waiting for you at George Bush International Airport in Houston. What you don't know is that the charge for that rental car is going to be 66.1 percent more than the daily base rate quoted to you when you booked the reservation. How can this be?